Life

Money & Travel

The LOTR Credit Card Technique

I used to hate opening my wallet. Every time I pulled out my wallet to pay for something, I’d feel this mild wave of stress wash over me. The source of my stress was the perennial question that stumps us all: Now, which credit card should I use? You might think that this is totally weird, […]

Money & Travel

How To Outperform By Simply Being Half-Decent

I still remember the most horrifying moment of my student life. It was 2010 and I was doing my final exam in Financial Economics. The exam had 6 questions – I only had to answer 4 of ‘em, and I would be home free with a Masters degree in my pocket, and an awesome summer

Money & Travel

What You Can Do About This CPF Thing

The past couple of days have been the equivalent of a 7pm Channel 8 boxing drama for personal finance geeks like me. In the Red corner we have Roy “Colourful Charts” Ngerng (how do you pronounce that name?) crying foul at how our CPF funds are being used by the “gahmen”. In the Blue corner

Soul & Connection

4 Hacks To Talk To Anyone

I woke up this Sunday morning with a stunning revelation: I haven’t gone clubbing for over a year. Dang! Back when I was a young lad at the tender age of 25 (haha), I used to spend my Friday nights in the hallowed halls of butterfactory and Royal Room, surrounded by drunk 18-30 year olds

Money & Travel

Why You Should Buy Anything You Want

So my girlfriend had an epiphany recently: She wants to buy a car. Not some boring old Toyota Camry, mind you (no offense to the Toyota Camry drivers reading this), but a sexy, sporty Mazda MX 5.  Why now? Because she realized that she’ll only look cool driving a sports car while she’s still young.

Money & Travel

The #1 Way To Accelerate Your Investments

Most Singaporeans (including myself) have incredibly high expectations for everything we do. For example, I found myself getting pissed because I missed the MRT by 2 seconds last night and I had to wait SEVEN WHOLE MINUTES for the next one. Seven minutes!! (Never mind that in other countries, waiting ten minutes for the subway

Money & Travel

My Interview With Big Fat Purse

I recently met up with Alvin and Jon from BigFatPurse.com (I know right, that’s a freakin’ awesome name) to talk about my hot-off-the-press ebook Automatic Investing: The No-Stress Guide to Index Investing in Singapore. You can check out the interview here. You know the feeling when you’re traveling overseas, and you meet some fellow Singaporeans at

Money & Travel

3 Reasons Why I Stopped Reading Trading Books

Readers who follow my blog will know that I’m a huge weirdo. For example, I used to be obsessed over trading books. I’d spend hours in the “investing” section at Kinokuniya and Borders devouring mountains and mountains of books. (Fact: When Borders closed, I ran out into the rain, turned my head to the sky

Money & Travel

One-Sentence Financial Rules

When it comes to investing, most of the really important stuff is actually really simple. It only sounds complicated because your financial planner wants to confuse you even further so he can charge you even more money. In a recent blogpost, I mentioned that the two most important things you need to know about investing are:

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