Money & Travel

Money & Travel

The Surprising Truth About How Singaporeans Get Rich

Discovered a surprising fact from a Forbes blog post, titled Singaporeans Are The Fastest In The World To Become Millionaires: While the popular belief is that the wealth of millionaires in Singapore has come from the dramatic rise in property prices over the years, that is only partly true. According to the survey, 72% of […]

Money & Travel

Why You Won’t Win If You Don’t Lose

So I was having a coffee after lunch, telling lame jokes and showing my colleagues stupid movie trailer parodies on YouTube. A friend and I started talking about investing (I super appreciate this, because HARDLY ANYONE likes to talk about investing when you’re Asian and young. My friends usually just call me a weirdo and

Money & Travel

How To Hack Your Mental Accounting

Answer these two scenarios as honestly as you can Would you walk for 20 minutes in the sun to save $10 on a $20 iPhone cover? Would you walk for 20 minutes in the sun to save $10 on a $1,500 MacBook? Most people are more likely to say “yes” to the first scenario and

Money & Travel

Is Home Ownership Actually Worth It?

I’m a huge weirdo, so I love to do random studies like whether I can eat a whole bowl of ramen (I can), whether 7 hours of sleep really makes a huge difference to productivity (it doesn’t), and whether The Wolverine is the worst X-Men movie ever (the jury is still out on that one). My latest

Money & Travel

But Where Do I Start?

Every month, I get dozens of emails asking me how to get started in investing or in personal finance in general. Check it out: First of all, I think it’s awesome that young people are stepping up and doing something about their personal finances, even if it’s just taking that first step to ask someone

Money & Travel

Passive Investing: Why It Rocks When You’re Young

My second MoneySmart guestpost is up! This time, I talk about three reasons why passive investing is the PERFECT strategy for young, ambitious and sexy Singaporeans. Check it out here. In other news, cheerfulegg has just surpassed the 700-subscriber mark, which is frickin’ amazing to me considering we only had 100 subscribers in January. Whoohoo! Thank you

Money & Travel

What the Slow-Carb Diet Taught Me About Saving

(I know what you’re thinking, but this isn’t one of those “I ate less so I saved money!!!” posts. Read on. ;)) I’m standing in the cafeteria, and my stomach is growling like a caged beast. I’m wishing that I could order a steaming bowl of tasty ban mian, but I can’t. Instead, I’m skipping

Money & Travel

3 Steps To Trick Yourself Into Getting Rich

So there was a time when I was trying to get myself to stop snacking, and NOTHING I DID WORKED. I’d wake up, tell myself that I wouldn’t touch any snacks that day, but it never worked. By 4pm I’d get really stressed out in the office, and wander over to the snack corner to

Money & Travel

$100K by 30 – Why Most People Think It’s Impossible

I love taking conventional assumptions, and then systematically destroying them. Today, let’s talk about an assumption that’s been on the Singapore personal finance blogosphere for the past week: “It’s impossible to save $100,000 by the time you’re 30.” Really? We’ll see about that. The Excuses Last week, the Sunday Times ran an article about how

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